Part A Hospital Services G
The Part A deductible is $1632 per benefit period
A benefit period starts when you are admitted to a facility
and ends 60 days after you last received inpatient care at any facility
Part A Deductible ($1632)
  • The inpatient deductible is $1632 for each benefit period
  • Days 1-60: Medicare covers 100%
  • Days 61-90: You are responsible for $408 per day
  • Days 91 until 60 day lifetime reserve is used up: Your responsibility is $826 per day
  • Beyond lifetime reserve: You are responsible for all costs incurred
Hospital Coinsurance
Covers 365 Additional inpatient days after lifetime reserve has been used up365 days extra Hospital coverage
Skilled nursing facility coinsurance
3 Pints of (unreplaced) blood
Part B Services G
Part B Annual Deductible ($240)
Medicare covers 80% of Part B claims, you are responsible for 20%Part B Coinsurance
Doctors who do not take Medicare Assignment can charge 15% above what medicare allows
Some Medicare Supplement plans cover that extra 15%
Part B Excess Charges
Additional Features G
Out of Pocket Limit NA
Hospice coverage
Foreign Travel Emergency
Monthly Rates & Brochures G
Anthem 340.6
Blue Shield eff 7/1/2024 358.05
Blue Shield to 6/30/2024 330.15
Continental (Aetna) 492.64
Health Net 340.00
Humana Achieve to 7/31/2024 401.82
United American eff 5/1/2024 473.00
UHC eff 6/1/2024 320.29
Choosing a Medigap Policy
Continental: Add $20 application fee.
Prepared for
Zip code: 90278
Age: 66
Spouse: 65

Anthem rates reflect 10%
Enrollees who reside with another Anthem Blue Cross Medicare Supplement member may qualify for a household discount
  • For members with an original Anthem Blue Cross effective date after 2/28/2023 the discount is 10%
  • For those with original effective dates between 6/1/2010 and 2/28/2023 the discount is 5%
  • The household discount is not available to persons enrolled before 6/1/2010
household discount
for subscriber
Anthem spouse rates reflect 10%
Enrollees who reside with another Anthem Blue Cross Medicare Supplement member may qualify for a household discount
  • For members with an original Anthem Blue Cross effective date after 2/28/2023 the discount is 10%
  • For those with original effective dates between 6/1/2010 and 2/28/2023 the discount is 5%
  • The household discount is not available to persons enrolled before 6/1/2010
household discount
for co-resident

Blue Shield rates reflect 7% You are eligible for a 7% household premium discount if you reside with another person
who is on the same Blue Shield Medicare Supplement plan, including same Dental plan.
Only one policy will be issued, the second party will be covered as a dependent.
household discount

UHC rates based on Part B effective less than 10 years
UHC spousal rates based on Part B effective less than 10 years
UHC rates reflect 7% You can take 7% off your monthly premiums if
  • two or more members are enrolled under the same AARP membership number
  • and each is insured under an eligible AARP-branded supplemental insurance
    policy insured by UnitedHealthcare Insurance Company.
household discount
Contact us
(949) 583-7675
[email protected]
CA Ins Lic 0812627