Part A Hospital Services F G
The Part A deductible is $1632 per benefit period
A benefit period starts when you are admitted to a facility
and ends 60 days after you last received inpatient care at any facility
Part A Deductible ($1632)
  • The inpatient deductible is $1632 for each benefit period
  • Days 1-60: Medicare covers 100%
  • Days 61-90: You are responsible for $408 per day
  • Days 91 until 60 day lifetime reserve is used up: Your responsibility is $826 per day
  • Beyond lifetime reserve: You are responsible for all costs incurred
Hospital Coinsurance
Covers 365 Additional inpatient days after lifetime reserve has been used up365 days extra Hospital coverage
Skilled nursing facility coinsurance
3 Pints of (unreplaced) blood
Part B Services F G
Part B Annual Deductible ($240)
Medicare covers 80% of Part B claims, you are responsible for 20%Part B Coinsurance
Doctors who do not take Medicare Assignment can charge 15% above what medicare allows
Some Medicare Supplement plans cover that extra 15%
Part B Excess Charges
Additional Features F G
Out of Pocket Limit NA NA
Hospice coverage
Foreign Travel Emergency
Monthly Rates & Brochures F G
Anthem 727.23 538.37
Blue Shield eff 7/1/2024 705.00 622.00
Continental (Aetna) 950.03 696.14
Health Net 631.00 559.00
Humana Achieve eff 8/1/2024 595.88 522.14
United American eff 5/1/2024 834.00 695.00
UHC eff 6/1/2024 756.00 591.29
Choosing a Medigap Policy
Continental: Add $20 application fee.
Prepared for
Zip code: 92692
Age: 74
Spouse: 75


UHC rates based on Part B effective less than 10 years
UHC spousal rates based on Part B effective 10 or more years
Contact us
(949) 583-7675
[email protected]
CA Ins Lic 0812627