Part A Hospital Services G G-ded N
The Part A deductible is $1632 per benefit period
A benefit period starts when you are admitted to a facility
and ends 60 days after you last received inpatient care at any facilityPart A Deductible ($1632)		 $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
  • The inpatient deductible is $1632 for each benefit period
  • Days 1-60: Medicare covers 100%
  • Days 61-90: You are responsible for $408 per day
  • Days 91 until 60 day lifetime reserve is used up: Your responsibility is $826 per day
  • Beyond lifetime reserve: You are responsible for all costs incurred
Hospital Coinsurance		 $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Covers 365 Additional inpatient days after lifetime reserve has been used up365 days extra Hospital coverage
Skilled nursing facility coinsurance $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
3 Pints of (unreplaced) blood $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Part B Services G G-ded N
Part B Annual Deductible ($240)


Medicare covers 80% of Part B claims, you are responsible for 20%Part B Coinsurance You pay $20 for Dr. office visits
You pay $50 for emergency room visits$20/$50
Doctors who do not take Medicare Assignment can charge 15% above what medicare allows
Some Medicare Supplement plans cover that extra 15%Part B Excess Charges
Additional Features G G-ded N
Out of Pocket Limit NA NA NA
Hospice coverage $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Foreign Travel Emergency
Monthly Rates & Brochures G G-ded N
Anthem 259.27
320.02
Blue Shield eff 7/1/2024
S: 273.00
Note: Silver Sneakers gym membership is included with all Blue Shield plans.
Additonal benefits with Blue Shield Extra Rider
Foreign Travel - Not covered by Medicare
  • $250 annual deductible, 80% coverage, $50,000 lifetime max (Click the Brochure link, see page 20)
Physician Consultation by Phone or Video Through Teledoc
  • No charge (see brochure page 20)
Over-the-Counter Items through CVS
  • Up to $100 allowance per quarter (see brochure page 20)
Accupuncture and Chiropractic Services (provided by AHS provider network)
  • Up to 20 visits per year, plan pays 100%, see page 21 in brochure for details
Vision Coverage (provided by Vision Service Plan)
  • Exam every 12 months, eyeglasses every 24 months, click the brochure link for details (see page 21)
Hearing Aid Services (provided by Epic Hearing Healthcare)
  • Routine hearing exams, copayments for hearing aids, see page 23 of brochure for details
E: 308.00
317
Cigna 347.80
235.16
Continental (Aetna) 343.84
235.31
Health Net
S: 259.00
Additional benefits included with Health Net Innovative plan rider
  • Vision Benefits
  • Routine Eye Exam (In network) - One vision exam every 12 months - $10 Copayment
  • Routine Eye Exam (Out of network) - One vision exam every 12 months - $45 Allowance
  • Frame & Lens Package - available from provider only (Once every 24 Months) - Up to $250 allowance
  • Contact Lenses (includes materials only - once every 24 months) - Up to $250 allowance
  • Medically necessary contact Lenses - Up to $250 allowance
  • Hearing Benefits
  • Routine Hearing Exam - One hearing exam every 12 months
  • Hearing Aid(s) - all sizes and styles offered by Hearing Care Solutions
    • Level 4 - You pay $1580
    • Level 3 - You pay $1125
    • Level 2 - You pay $700
    • Level 1 - You pay $0
See page 44 in Health Net brochure for detailsI: 281.00
 99.00 227.00
Humana Achieve 288.07 90.36 209.66
National Health Ins 358.69
283.43
Physicians Mutual 295.60
244.84
United American eff 5/1/2024 451.00 100.00 369.00
UHC 250.09
253.78
United World Life 291.64 97.88 216.86
Choosing a Medigap Policy
Continental: Add $20 application fee.
Prepared for
Zip code: 96161
Age: 66
Spouse: 68

Anthem rates reflect 10%
Enrollees who reside with another Anthem Blue Cross Medicare Supplement member may qualify for a household discount
  • For members with an original Anthem Blue Cross effective date after 2/28/2023 the discount is 10%
  • For those with original effective dates between 6/1/2010 and 2/28/2023 the discount is 5%
  • The household discount is not available to persons enrolled before 6/1/2010
household discount
for subscriber
Anthem spouse rates reflect 10%
Enrollees who reside with another Anthem Blue Cross Medicare Supplement member may qualify for a household discount
  • For members with an original Anthem Blue Cross effective date after 2/28/2023 the discount is 10%
  • For those with original effective dates between 6/1/2010 and 2/28/2023 the discount is 5%
  • The household discount is not available to persons enrolled before 6/1/2010
household discount
for co-resident
Anthem rates reflect $2 automatic checking discount
Blue Shield rates reflect $3 automatic checking discount
Blue Shield Plan G rates reflect $50 2 party Welcome to Medicare discount
Continental rates reflect 5% You are be eligible for a 5% discount if you reside with another
person covered by Continental Life who is either
(a) your spouse;
(b) someone with whom you are in a civil union partnership;
(c) a permanent resident in your home.household discount
Health Net rates reflect $60 Welcome to Medicare discount
Humana Achieve rates 12% household discount
Humana Achieve rates reflect $2 automatic checking discount
Physicians Mutual rates reflect $5 automatic checking discount
Physicians Mutual rates reflect 10% You are eligible for a 10% household premium discount
if you are marriied
or reside with another person age 60 or over.household discount
UHC rates based on Part B effective less than 10 years
UHC spousal rates based on Part B effective less than 10 years
UHC rates reflect 7% You can take 7% off your monthly premiums if
  • two or more members are enrolled under the same AARP membership number
  • and each is insured under an eligible AARP-branded supplemental insurance
    policy insured by UnitedHealthcare Insurance Company.
household discount
UHC Plan G rates reflect $50 2 party Welcome to Medicare discount
UHC rates reflect $2 automatic checking discount
Contact us
(818) 888-0880
[email protected]
CA Ins Lic OA2225