Part A Hospital Services F G G-ded N
The Part A deductible is $1632 per benefit period
A benefit period starts when you are admitted to a facility
and ends 60 days after you last received inpatient care at any facility
Part A Deductible ($1632)
$2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
  • The inpatient deductible is $1632 for each benefit period
  • Days 1-60: Medicare covers 100%
  • Days 61-90: You are responsible for $408 per day
  • Days 91 until 60 day lifetime reserve is used up: Your responsibility is $826 per day
  • Beyond lifetime reserve: You are responsible for all costs incurred
Hospital Coinsurance
$2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Covers 365 Additional inpatient days after lifetime reserve has been used up365 days extra Hospital coverage
Skilled nursing facility coinsurance $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
3 Pints of (unreplaced) blood $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Part B Services F G G-ded N
Part B Annual Deductible ($240)


Medicare covers 80% of Part B claims, you are responsible for 20%Part B Coinsurance You pay $20 for Dr. office visits
You pay $50 for emergency room visits
$20/$50
Doctors who do not take Medicare Assignment can charge 15% above what medicare allows
Some Medicare Supplement plans cover that extra 15%
Part B Excess Charges

Additional Features F G G-ded N
Out of Pocket Limit NA NA NA NA
Hospice coverage $2800 annual deductible applies
You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year
After that coverage is 100%
after
ded
Foreign Travel Emergency
Monthly Rates & Brochures F G G-ded N
Anthem 397.32 285.18
306.84
Blue Shield eff 7/1/2024 380.00 318.00
292
Continental (Aetna) 497.88 364.94
269.64
Health Net 320.00 286.00 114.00 227.00
Humana Achieve eff 8/1/2024 317.74 279.98 89.89 211.97
Physicians Mutual 307.98 268.87
223.56
United American eff 5/1/2024 431.00 359.00 87.00 297.00
UHC eff 6/1/2024 339.50 265.54
224.80
Blue Shield Frozen Plan F $448
Choosing a Medigap Policy
Continental: Add $20 application fee.
Prepared for Marlene Koven
Zip code: 90731
Age: 76


UHC rates based on Part B effective less than 10 years
Contact us
(310) 546-4295
[email protected]
CA Ins Lic 0D2361